Analyzing Scans

Critical Illness Insurance

Critical illness insurance is designed to pay a lump sum or regular income upon diagnosis of a specified critical illness. Some of us may be diagnosed with a critical illness at some point in life, and would not want to have to worry about how we were going to meet the bills, or to cover any additional costs incurred because of the illness. Some forms of cancer, strokes and heart attacks are the most common critical illnesses with most policies.

Do I need Critical Illness Cover? 

If your family rely on you financially it’s worth considering critical illness insurance to help protect against the impact a critical illness could have on you and your family. The payout could help to cover things such as child care costs and household bills. 

Or you may want to use the pay out to help adjust to your home or lifestyle if needed, or to pay for specialist medical treatment – or even to take that trip of a lifetime to help you recover

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For mortgages we normally charge a fee of £295. This is payable only on completion of the mortgage. We can waive the Fee at our discretion. We will also be paid a Fee from the lender. The precise amount will depend on your circumstances.

The information given in this website does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. The FCA does not regulate some forms of buy to let mortgages.

If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us either in writing, by telephone or email. Please be assured we treat complaints seriously. For your protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (FOS).

AGM Financial Services Ltd is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority. 

Registered address: 1 Marschal Court, Stirling, United Kingdom, FK7 7UY Country of registration: Scotland & Registration number: SC573944