Things to bring to a mortgage appointment

mortgage-adviser.jpg

                                                 So that we can give you the best possible advice for your particular circumstances please bring with you the following,

 

 

  • Identification - Passports or Driving Licence

  • Proof of address - Bank Statement or utility bill  showing your name and address dated within  the last three months.

  • Proof of income - If employed -  Last  three months payslips, or 6 weeks if paid weekly, P60, last three years accounts, last three years SA302s and corresponding Tax  Overviews, Tax credit letters/CSA letters for current year.

  • Details of all commitments - Credit Cards, Personal Loans, HP agreements,  CSA/maintenance payments.

  • Last 3 months bank statements - Internet print offs are acceptable as long as they show name, address,Sort Code and Account number.

  • Last years mortgage  statement - if you have any mortgages

  • Proof of deposit:- Bank statements, savings accounts, Letter from family regift, if not within equity or savings.

  • Credit file - this can be obtained from Experian, Equifax for a fee, or https://www.creditkarma.co.uk/ for free.

  • Income & expenditure form